Rates

Loan Rates

Loan Type

Annual Percentage Rate

Notes


New Auto/Truck Loan6.24%* to 15.24%*
Fixed rate, terms up to 72 months with no more than 12,000 miles.
New Auto/Truck Loan6.49%* to
15.49%*
Fixed rate, terms up to 84 months with no more than 12,000 miles.
Used Auto/Truck Loan6.24%* to 15.24%*
Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Used Auto/Truck Loan6.49%* to
15.49%*
84 months available under certain conditions.
Older Model Auto/Truck Loan9.240%* to 17.24%*
Fixed rate, terms up to 48 months on loan balances under $10,000.
Recreational Vehicle Loan6.49%*to 14.49%*
Fixed rate, terms up to 60 months on loan balances under $10,000. Models up to 15 years old.
Recreational Vehicle Loan7.49%* to 15.49%*
Fixed rate, terms up to 180 months on balances over $10,000. Models up to 15 years old.
Personal Loans
11.50%* to 16.50%*

Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
Credit Builder Loan6.00%Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
Overdraft Line of Credit 15.00%* Fixed rate. Maximum loan account $500.
Certificate Secure Loans4.00%* to 5.50%*Fixed rate, terms up to 10 years
Share Secured Loans3.35%*Fixed rate, up to 60 month term.
1st & 2nd Mortgage Loans and Real Estate LoansContact the loan department for rates, terms and more information.
VISA7.25%May qualify for up to two times gross monthly income.

*Rates & Term: The interest rate, term, and down payment on each loan are based on the creditworthiness of each individual borrower. CFCU rates and terms are subject to change with out notice. Rates are subject to change.
For more information please, contact us.

The information listed is effective as of: June 1, 2024.
Rates are subject to change.

Certificate Rates

Share Certificate

Minimum DepositTermDividend RateAPY*
$5006 months3.503.55
$50012 months3.003.04
$50018 months3.003.04
$50024 months 3.003.04

Bump Rate Certificate

Minimum DepositTermDividend RateAPY*
$50036 Months3.003.04
$50,00036 Months 3.003.04

Super Share Certificate

Minimum DepositTermDividend RateAPY*
$50,0006 months3.503.55
$50,00012 months3.253.29
$50,00018 months3.253.29
$50,00024 months3.253.29

IRA Share Certificate

Minimum DepositTermDividend RateAPY*
$2,00018 months3.003.04
$2,00036 months3.003.04
$2,00048 months3.003.04
$2,00060 months3.00
3.04

*APY = Annual Percentage Yield

The information listed is effective as of: June 1, 2024.
Rates are subject to change.

Savings Rates

Savings AccountMinimum BalanceDividend RateAPY*
Regular Share Savings$200.350.35
All Kid’s Club Accounts$50.350.35
Holiday Club Account$50.350.35
IRA Share Savings$50.500.50
Super Saver Share Account** Less than $2,5000.350.35
Super Saver Share Account$2,500 – $4,9990.600.60
Super Saver Share Account$5,000 – $24,9990.750.75
Super Saver Share Account$25,000 – $50,0000.850.85
Super Saver Share Account$50,000+0.950.95

*APY = Annual Percentage Yield
**$2,500 required to open.

The information listed is effective as of: June 1, 2024.
Rates are subject to change.

Checking Account Rates

CheckingMinimum BalanceDividend RateAPY*
Share Draft Checking$5000.100.10

*APY = Annual Percentage Yield

The information listed is effective as of: June 1, 2024.
Rates are subject to change.