VISA Credit Card

Cheney Federal Credit Union offers a fixed rate Classic VISA Credit Card with NO annual fee and you’ll receive a 25-day finance charge grace period on purchases. You’ll pay the same low rate for purchases, balance transfers, and cash advances. With the low rate, this card is perfect for just about any purchase.

Rate: The CFCU Classic VISA Credit Card has a fixed rate of 7.25%

Points and Perks: With the CFCU Classic VISA Credit Card points and perks can be earned through every purchase! All cards are automatically enrolled to earn points. ScoreCard Rewards can be redeemed for a variety of things to include statement credits that lower your total balance owed on the next billing cycle. Points can also be used to purchase airline tickets and electronics. There are also options to “ScoreMore Rewards” with online purchasing or timed bonus deals. To view your rewards click here. You will need your full 16 digit card number.

If your VISA Credit Card is LOST or STOLEN please click here .

Need to rebuild your credit? CFCU offers a Shared Secured VISA Credit Card! You will experience all the same features and benefits of our Classic VISA Credit Card with one minor adjustment. Contact our loan department for more info.

How to Apply

To apply either use our fillable VISA application or our VISA downloadable printable application and disclosures. Return the complete application and disclosures by either…

  • Stopping by one of our locations: HQ is located in historic downtown Cheney, WA at 520 1st Street next to the Cheney Library. The Westbow Branch is located off of I-90 exit 272 (the Medical Lake exit) at 10505 W. Westbow Rd Spokane, WA 99224.
  • Mail: Our mailing address is PO Box 160 Cheney, WA 99004
  • Email: to our loan department;, or to
  • Fax: to either location; 509.235.6544 (HQ in Cheney) or 509.838.9050 (Westbow Branch)

Balance Transfer to the CFCU VISA

Thinking of transferring a balance from your other credit cards to the low rate CFCU VISA? We can’t blame you!

Click Here for a VISA Balance Transfer Form.

Traveling With Your VISA

If you are heading out of town and plan to use your CFCU VISA Credit Card, please call us at 509.235.6533 (Cheney) or 509.598.7151 (Westbow).