CFCU Fee Schedule

Fee Schedule – Effective March 1, 2022

Share Value

Par Value of One Share$20.00

Checking Account Fees

NSF ( Non-Sufficient Funds)$25.00/Per presented item (paid or returned)
Stop Payment (Checks and ACH)$25.00/Request
Check OrdersPricing may vary depending on style and quantity
Share Draft Checking Service$5.00/month IF the minimum balance is not maintained
Checking Overdraft/Transfer$5.00/Transfer from O/D line of credit or other account
Check Copy$2.00/Copy after first five copies

Other Service Fees

On Demand ACH Posting$10.00/Posting
Cashier’s Check$5.00/Check (One FREE per month)
Money Order$2.00/Money Order
Return Mail$1.00/Statement
Account Research$25.00/Hour
Statement Copy$1.00/Copy
Deposited Item Return $5.00/Per Presentment
Deposited Foreign Item return$20.00/Per Item
Domestic Wire Transfer$20.00/Transfer
International Wire Transfer$40.00/Transfer
IRA One-Time Set Up Fee$15.00
Escheatment Fee $75.00 after 3 years of dormancy
Regulation D Violation Fee$5.00/Transfer out of savings after first 6 per month
Membership Closure$20.00 if the Membership Account is closed within 6 months of opening
VISA Gift Card$2.00 each
Replacement of
Lost Debit or Credit Card
$5.00

Safe Deposit Box

3″X5″X24″ Box$20.00/Year
5″X5″X24″ Box$25.00/Year
3″X10″X24″ Box$35.00/Year
5″X10″X24″ Box$40.00/Year
10″X10″X24″ Box$65.00/Year
Replace One Lost Key$20.00
Drilling of Boxes$150.00

Loan Fees

Loan Payment by Debit Card Online$5.00/Payment
Loan Payment by Debit Card by Phone$10.00/Payment
Credit Report Fee$20.00
VISA Credit Card Late FeeUp to $18.00
Mortgage Loan Late FeeA payment over 10 days past due will receive an $18.00 late fee
Consumer Loan Late FeeA payment over 10 days past due will receive a $20.00 late fee PER month past due

Free Schedule

The following are FREE products and services offered to our Members.

In Branch Services
Notary Public
Coin Counter (Main Branch Only)
Shared Branching
Savings Bond Redemption
Free Basic Checking
Online Bill Pay
Checks for Members Over 60+
Debit/ATM Cards
Instant Issue Debit Cards (upon approval)
Freeze/Unfreeze Debit Cards
Free Online Banking Featuring
Virtual Strong Box
eAlerts
Online Bill Pay
Internal Accounts Funds Transfers
Free Mobile Banking App
Mobile Check Deposit
Text Banking
Online Bill Pay
Internal Accounts Funds Transfers
Free Card Management Services
Freeze/Unfreeze Cards
eAlerts – text & email
VISA Purchase Alerts
Mobile App Card Alerts
VISA
No Annual Fee
ScoreCard Rewards Program
VISA Purchase Alerts
No Fee Balance Transfers
Freeze/Unfreeze VISA Card
and More…
eStatements
Holiday Club Savings Accounts
Automated Phone Banking System
NO Automated Phone Answering Machine